2026 Coverage Year β€” Plans Available Now

Health insurance that fits your budget, explained by a human.

Start with your ZIP code

Takes about 2 minutes Β· Your information stays private

Compare plans from top carriers

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4.8/5

average rating from verified shoppers across our network

Coverage for how you actually live

Self-employed, between jobs, early retiree, or just tired of overpaying β€” one call compares every category below against your ZIP code, doctors, and budget.

Private PPO (Under 65)

Year-round enrollment, nationwide PPO networks, and pricing based on your health profile. Popular with self-employed and healthy households.

Year-round enrollmentNationwide PPOKeep your doctor

Best if: you want flexibility and don't qualify for large subsidies.

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ACA Marketplace Plans

Comprehensive, guaranteed-issue coverage with pre-existing conditions included. Income-based subsidies can dramatically cut your premium.

Guaranteed issueSubsidy eligiblePre-existing covered

Best if: your income qualifies for subsidies or you have ongoing conditions.

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Supplemental & Budget Plans

Fixed indemnity, limited medical, and MEC plans that pay set benefits or cover the basics at a lower monthly cost β€” plus dental, vision, and accident add-ons.

Lower monthly costDental & visionStackable benefits

Best if: you need a safety net between jobs or want to stack benefits.

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How it works

1

Tell us about your household

60 seconds online, or skip the form and call. We only ask what's needed to price plans accurately.

2

Compare real prices

A licensed agent in your state pulls live rates β€” including any ACA subsidy you qualify for β€” and explains the tradeoffs in plain English.

3

Enroll when you're ready

Same-day enrollment is available on most plans. No pressure, and our help costs you nothing β€” carriers pay us.

Prefer to talk it through?

Licensed agents answer in under 30 seconds. Mon–Fri 8am–8pm ET.

Call (855) 395-5001
Coverage.Health

A service of HealthLink Insurance Agency LLC
2501 Chatham Rd, Suite R Β· Springfield, IL 62704
Licensed insurance agency Β· Illinois Β· NPN 21554495

Coverage.Health is owned and operated by HealthLink Insurance Agency LLC, a licensed insurance agency domiciled in Illinois and licensed in AZ, CA, FL, GA, IL, NE, NV, NJ, NC, OH, SC, TN, and TX. Coverage.Health is a commercial website; we are not a government website and are not affiliated with or endorsed by the U.S. government, the federal Medicare program, or the Health Insurance Marketplace (Healthcare.gov). Not all products are available in all states. Enrollment in ACA marketplace plans may be limited to Open Enrollment or a qualifying Special Enrollment Period.

*Advertised rates are examples only; your actual premium depends on age, location, household size, income, tobacco use, and plan selection. Fixed indemnity, limited medical, and MEC plans are not comprehensive major medical insurance and do not satisfy all requirements of the Affordable Care Act. Read plan documents carefully before enrolling.

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