Short-term health insurance — temporary coverage that starts fast
Short-term medical is designed to bridge a gap: between jobs, after aging off a parent plan, or while waiting for a new employer plan to begin. It is not comprehensive coverage, and we will be direct with you about what it does and does not do.
Coverage lengths that fit the gap
Fast effective dates
Lower monthly cost
Start with your ZIP code
Takes about 2 minutes · Your information stays private
We never sell or pass along your information. Your request is handled only by our in-house licensed agents.
We never sell or pass along your information. Your request is handled only by our in-house licensed agents.
How it works
Tell us about your household
60 seconds online, or skip the form and call. We only ask what's needed to price plans accurately.
Compare real prices
A licensed agent in your state pulls live rates — including any ACA subsidy you qualify for — and explains the tradeoffs in plain English.
Enroll when you're ready
Same-day enrollment is available on most plans. No pressure, and our help costs you nothing — carriers pay us.
What a licensed agent does for you here
Coverage lengths that fit the gap
Plans are commonly written in 3-, 6-, or 12-month terms, subject to your state's limits.
Fast effective dates
Many short-term plans can start as soon as the day after you apply — useful when a gap is already open.
Lower monthly cost
Premiums are typically lower than unsubsidized ACA coverage because benefits are narrower and medical questions apply.
No enrollment window
You can apply outside Open Enrollment, which is why so many people land here after mid-January.
Common questions
Prefer to talk it through?
Licensed agents answer in under 30 seconds. Mon–Fri 8am–8pm ET.
Call (855) 395-5001
