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Health insurance for the self-employed — without a group plan

No employer, no HR department, no group rate. Whether you are an S-corp owner, sole proprietor, or run a small crew, a licensed agent compares subsidized Marketplace plans against off-exchange PPOs and explains the tax angle.

Income is variable — we plan for it

Premiums may be deductible

Keep your own doctors

Start with your ZIP code

Takes about 2 minutes · Your information stays private

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We never sell or pass along your information. Your request is handled only by our in-house licensed agents.

How it works

1

Tell us about your household

60 seconds online, or skip the form and call. We only ask what's needed to price plans accurately.

2

Compare real prices

A licensed agent in your state pulls live rates — including any ACA subsidy you qualify for — and explains the tradeoffs in plain English.

3

Enroll when you're ready

Same-day enrollment is available on most plans. No pressure, and our help costs you nothing — carriers pay us.

What a licensed agent does for you here

Income is variable — we plan for it

Self-employment income swings. We help you estimate for subsidy purposes and explain how reconciliation works at tax time.

Premiums may be deductible

Self-employed health insurance premiums are often deductible. We flag it so you can confirm with your CPA.

Keep your own doctors

If narrow ACA networks are the problem, nationwide PPO options are worth pricing — especially if you travel for work.

Owner plus a few employees

If you have a small team, group MEC and individual coverage are both on the table. We compare the two paths.

Common questions

Prefer to talk it through?

Licensed agents answer in under 30 seconds. Mon–Fri 8am–8pm ET.

Call (855) 395-5001

Coverage.Health is owned and operated by HealthLink Insurance Agency LLC, a licensed insurance agency domiciled in Illinois and licensed in AZ, CA, FL, GA, IL, NE, NV, NJ, NC, OH, SC, TN, and TX. This is a commercial website; we are not a government website and are not affiliated with or endorsed by the U.S. government or the Health Insurance Marketplace (Healthcare.gov). Not all products are available in all states. Fixed indemnity, limited medical, and MEC plans are not comprehensive major medical insurance. Advertised examples are not guarantees; actual premiums depend on age, location, household size, income, tobacco use, and plan selection.

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